Last updated
						March 09, 2023 
					AGREEMENT TO OUR LEGAL TERMS
We are MostlyToday   ( "Company," "we," "us," "our" ) , a company registered in 
										Canada  
                    at 403-134 Abbot Street  , Vancouver  ,
                      BC   V6B 2K4 . 
We operate  the website
							https://mostlytoday.com 
							(the  "Site" ) , as well as any
							other related products and services that refer or link to these legal terms (the
							 "Legal Terms" ) (collectively, the  "Services" ).
					You can contact us by email at [email protected]  
                or by mail to 403-134 Abbot Street  , Vancouver  ,
                  BC   V6B 2K4 ,  Canada  . 
					These Legal Terms constitute a legally binding agreement made between you, whether
							personally or on behalf of an entity ( "you" ), and
							MostlyToday , concerning your access to and
							use of the Services. You agree that by accessing the Services, you have read,
							understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE
							WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE
							SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.
					Supplemental terms and conditions or documents that may be posted on the Services
							from time to time are hereby expressly incorporated herein by reference. We reserve
							the right, in our sole discretion, to make changes or modifications to these Legal
							Terms  from time to time . We
							will alert you about any changes by updating the  "Last
							updated"  date of these Legal Terms, and you
							waive any right to receive specific notice of each such change. It is your
							responsibility to periodically review these Legal Terms to stay informed of updates.
							You will be subject to, and will be deemed to have been made aware of and to have
							accepted, the changes in any revised Legal Terms by your continued use of the Services
							after the date such revised Legal Terms are posted.
We recommend that you print a copy of these Legal Terms for your records.
					
					TABLE OF CONTENTS
					1. OUR SERVICES
					The information provided when using the Services is not intended for distribution to
							or use by any person or entity in any jurisdiction or country where such distribution
							or use would be contrary to law or regulation or which would subject us to any
							registration requirement within such jurisdiction or country. Accordingly, those
							persons who choose to access the Services from other locations do so on their own
							initiative and are solely responsible for compliance with local laws, if and to the
							extent local laws are applicable.
					The Services are not tailored to comply with industry-specific regulations (Health
							Insurance Portability and Accountability Act (HIPAA), Federal Information Security
							Management Act (FISMA), etc.), so if your interactions would be subjected to such
							laws, you may not use the Services. You may not use the Services in a way that would
							violate the Gramm-Leach-Bliley Act (GLBA).
					2. INTELLECTUAL PROPERTY RIGHTS
				Our intellectual property
					We are the owner or the licensee of all intellectual property rights in our Services,
							including all source code, databases, functionality, software, website designs, audio,
							video, text, photographs, and graphics in the Services (collectively, the  "Content" ), as well as the trademarks,
							service marks, and logos contained therein (the
							 "Marks" ).
					Our Content and Marks are protected by copyright and trademark laws (and various
							other intellectual property rights and unfair competition laws) and treaties in the
							United States and around the world.
					The Content and Marks are provided in or through the Services  "AS IS"  for your
							 personal, non-commercial use or internal business
							purpose  only.
					Your use of our Services
					Subject to your compliance with these Legal Terms, including the  " PROHIBITED ACTIVITIES "  section
							below, we grant you a non-exclusive, non-transferable, revocable
							 license  to:
					- access the Services; and
 
solely for your  personal, non-commercial use or
							internal business purpose .
					Except as set out in this section or elsewhere in our Legal Terms, no part of the
							Services and no Content or Marks may be copied, reproduced, aggregated, republished,
							uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed,
							sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without
							our express prior written permission.
					If you wish to make any use of the Services, Content, or Marks other than as set out
							in this section or elsewhere in our Legal Terms, please address your request to: [email protected] . If we ever grant you the permission to post, reproduce, or publicly display any
							part of our Services or Content, you must identify us as the owners or licensors of
							the Services, Content, or Marks and ensure that any copyright or proprietary notice
							appears or is visible on posting, reproducing, or displaying our Content.
We reserve all rights not expressly granted to you in and to the Services, Content,
							and Marks.
					Any breach of these Intellectual Property Rights will constitute a material breach of
							our Legal Terms and your right to use our Services will terminate immediately.
					Your submissions
					Please review this section and the  " PROHIBITED ACTIVITIES "  section carefully prior to using our Services
							to understand the (a) rights you give us and (b) obligations you have when you post or
							upload any content through the Services.
					Submissions: By directly sending us any question, comment,
							suggestion, idea, feedback, or other information about the Services ( "Submissions" ), you agree to assign to us
							all intellectual property rights in such Submission. You agree that we shall own this
							Submission and be entitled to its unrestricted use and dissemination for any lawful
							purpose, commercial or otherwise, without acknowledgment or compensation to you.
					You are responsible for what you post or upload: By sending us
							Submissions  through any part of the Services  you:
					- confirm that you have read and agree with our 
" PROHIBITED ACTIVITIES " and will not post, send, publish, upload, or transmit through the Services any Submission that is illegal, harassing, hateful, harmful, defamatory, obscene, bullying, abusive, discriminatory, threatening to any person or group, sexually explicit, false, inaccurate, deceitful, or misleading;  - to the extent permissible by applicable law, waive any and all moral rights to any
								such Submission
;  - warrant that any such Submission
are original to you or that you have the necessary rights and licenses to submit such Submissions and that you have full authority to grant us the above-mentioned rights in relation to your Submissions ; and  - warrant and represent that your Submissions
do not constitute confidential information.  
You are solely responsible for your Submissions  and you
						expressly agree to reimburse us for any and all losses that we may suffer because of
						your breach of (a) this section, (b) any third party’s intellectual property rights, or
						(c) applicable law.
					By using the Services, you represent and warrant that:   (1) you have the legal capacity and you agree to comply with these Legal Terms;   (2) you are not a minor in the jurisdiction in which you reside ; ( 3) you will not access the Services through automated or non-human means, whether
									through a bot, script or otherwise; (4) you will not use the Services for any illegal or  unauthorized  purpose; and (5) your use of the Services will not violate any applicable law or regulation.
If you provide any information that is untrue, inaccurate, not current, or
									incomplete, we have the right to suspend or terminate your account and refuse any
									and all current or future use of the Services (or any portion thereof).
							4. PROHIBITED ACTIVITIES
You may not access or use the Services for any purpose other than that for which
									we make the Services available. The Services may not be used in connection with
									any commercial  endeavors  except those that are specifically endorsed or approved by us.
As a user of the Services, you agree not to:
- Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.
 - Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.
 - Circumvent, disable, or otherwise interfere with security-related features of the Services, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Services and/or the Content contained therein.
 - Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Services.
 - Use any information obtained from the Services in order to harass, abuse, or harm another person.
 - Make improper use of our support services or submit false reports of abuse or misconduct.
 - Use the Services in a manner inconsistent with any applicable laws or regulations.
 - Engage in 
unauthorized framing of or linking to the Services.  - Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Services or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Services.
 - Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.
 - Delete the copyright or other proprietary rights notice from any Content.
 - Attempt to impersonate another user or person or use the username of another user.
 - Upload or transmit (or attempt to upload or to transmit) any
																material that acts as a passive or active information collection or
																transmission mechanism, including without limitation, clear graphics
																interchange formats (
"gifs" ), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as "spyware" or "passive collection mechanisms" or "pcms" ).  - Interfere with, disrupt, or create an undue burden on the Services or the networks or services connected to the Services.
 - Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Services to you.
 - Attempt to bypass any measures of the Services designed to prevent or restrict access to the Services, or any portion of the Services.
 - Copy or adapt the Services' software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.
 - Except as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Services.
 - Except as may be the result of standard search engine or Internet
																browser usage, use, launch, develop, or distribute any automated
																system, including without limitation, any spider, robot, cheat
																utility, scraper, or offline reader that accesses the Services, or
																use or launch any 
unauthorized script or other software.  - Use a buying agent or purchasing agent to make purchases on the Services.
 - Make any 
unauthorized use of the Services, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses .  - Use the Services as part of any effort to compete with us or
																otherwise use the Services and/or the Content for any
																revenue-generating 
endeavor or commercial enterprise.  
5. USER GENERATED CONTRIBUTIONS
- You are the creator and owner of or have the necessary 
licenses , rights, consents, releases, and permissions to use and to authorize us, the Services, and other users of the Services to use your Contributions in any manner contemplated by the Services and these Legal Terms.  - You have the written consent, release, and/or permission of each and every identifiable individual person in your Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of your Contributions in any manner contemplated by the Services and these Legal Terms.
 - Your Contributions are not false, inaccurate, or misleading.
 - Your Contributions are not unsolicited or 
unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.  - Your Contributions are not obscene, lewd, lascivious, filthy, violent,
											harassing, 
libelous , slanderous, or otherwise objectionable (as determined by us).  - Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.
 - Your Contributions are not used to harass or threaten (in the legal sense of those terms) any other person and to promote violence against a specific person or class of people.
 - Your Contributions do not violate any applicable law, regulation, or rule.
 - Your Contributions do not violate the privacy or publicity rights of any third party.
 - Your Contributions do not violate any applicable law concerning child pornography, or otherwise intended to protect the health or well-being of minors.
 - Your Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap.
 - Your Contributions do not otherwise violate, or link to material that violates, any provision of these Legal Terms, or any applicable law or regulation.
 
Any use of the Services in violation of the foregoing violates these Legal
												Terms and may result in, among other things, termination or suspension of
												your rights to use the Services.
6. CONTRIBUTION  LICENSE
You and Services agree that we may access, store, process, and use any
									information and personal data that you provide 
									following the terms of the Privacy Policy  and your choices (including settings).
						By submitting suggestions or other feedback regarding the Services, you agree that
								we can use and share such feedback for any purpose without compensation to you.
						We do not assert any ownership over your Contributions. You retain full ownership
								of all of your Contributions and any intellectual property rights or other
								proprietary rights associated with your Contributions. We are not liable for any
								statements or representations in your Contributions provided by you in any area on
								the Services. You are solely responsible for your Contributions to the Services and
								you expressly agree to exonerate us from any and all responsibility and to refrain
								from any legal action against us regarding your Contributions.
						7. THIRD-PARTY WEBSITES AND CONTENT
					The Services may contain (or you may be sent via the  Site ) links to other websites ( "Third-Party Websites" ) as well as
							articles, photographs, text, graphics, pictures, designs, music, sound, video,
							information, applications, software, and other content or items belonging to or
							originating from third parties ( "Third-Party Content" ). Such Third-Party Websites and
							Third-Party
							Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness
							by us, and we are not responsible for any Third-Party Websites accessed through the Services
							or any Third-Party
							Content posted on, available through, or installed from the Services, including the content,
							accuracy, offensiveness, opinions, reliability, privacy practices, or other policies of
							or contained in the Third-Party
							Websites or the Third-Party Content.
							Inclusion of, linking to, or permitting the use or installation of any
							Third-Party
							Websites or any Third-Party Content
							does not imply approval or endorsement thereof by us. If you decide to leave the
							Services and access the Third-Party
							Websites or to use or install any
							Third-Party
							Content, you do so at your own risk, and you should be aware these Legal Terms no longer
							govern. You should review the applicable terms and policies, including privacy and data
							gathering practices, of any website to which you navigate from the Services or relating
							to any applications you use or install from the Services. Any purchases you make through
							Third-Party
							Websites will be through other websites and from other companies, and we take no responsibility
							whatsoever in relation to such purchases which are exclusively between you and the applicable
							third party. You agree and acknowledge that we do not endorse the products or services
							offered on
							Third-Party
							Websites and you shall hold us blameless from any harm caused by your purchase of such
							products or services. Additionally, you shall hold us blameless from any losses sustained
							by you or harm caused to you relating to or resulting in any way from any
							Third-Party
							Content or any contact with Third-Party Websites.
					8. ADVERTISERS
					We allow advertisers to display their advertisements and other information in certain
							areas of the Services, such as sidebar advertisements or banner advertisements. We
							simply provide the space to place such advertisements, and we have no other
							relationship with advertisers.
					9. SERVICES MANAGEMENT
					We reserve the right, but not the obligation, to: (1) monitor the Services for
						violations of these Legal Terms; (2) take appropriate legal action against anyone who,
						in our sole discretion, violates the law or these Legal Terms, including without
						limitation, reporting such user to law enforcement authorities; (3) in our sole
						discretion and without limitation, refuse, restrict access to, limit the availability
						of, or disable (to the extent technologically feasible) any of your Contributions or any
						portion thereof; (4) in our sole discretion and without limitation, notice, or
						liability, to remove from the Services or otherwise disable all files and content that
						are excessive in size or are in any way burdensome to our systems; and (5) otherwise
						manage the Services in a manner designed to protect our rights and property and to
						facilitate the proper functioning of the Services.
					
					10. PRIVACY POLICY
					We care about data privacy and security. Please review our Privacy Policy: mostlytoday.com/privacy . By using the Services, you agree to be bound by our Privacy Policy, which is
							incorporated into these Legal Terms. Please be advised the Services are hosted in
							 the United States  . If you access the Services from any other region of
							the world with laws or other requirements governing personal data collection, use, or
							disclosure that differ from applicable laws in
							 the United States  , then through your continued use of the Services, you
							are transferring your data to
							 the United States  , and you expressly consent to have your data
							transferred to and processed in
							 the United States  .
					11. TERM AND TERMINATION
					These Legal Terms shall remain in full force and effect while you use the Services.
							WITHOUT LIMITING ANY OTHER PROVISION OF THESE LEGAL TERMS, WE RESERVE THE RIGHT TO, IN
							OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE
							SERVICES (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR
							FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION,
							WARRANTY, OR COVENANT CONTAINED IN THESE LEGAL TERMS OR OF ANY APPLICABLE LAW OR
							REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SERVICES OR DELETE  ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR
								SOLE DISCRETION.
					If we terminate or suspend your account for any reason, you are prohibited from
							registering and creating a new account under your name, a fake or borrowed name, or
							the name of any third party, even if you may be acting on behalf of the third party.
							In addition to terminating or suspending your account, we reserve the right to take
							appropriate legal action, including without limitation pursuing civil, criminal, and
							injunctive redress.
					12. MODIFICATIONS AND INTERRUPTIONS
					We reserve the right to change, modify, or remove the contents of the Services at any
							time or for any reason at our sole discretion without notice. However, we have no
							obligation to update any information on our Services.  We
							will not be liable to you or any third party for any modification, price change, suspension,
							or discontinuance of the Services.
					We cannot guarantee the Services will be available at all times. We may experience
							hardware, software, or other problems or need to perform maintenance related to the
							Services, resulting in interruptions, delays, or errors. We reserve the right to
							change, revise, update, suspend, discontinue, or otherwise modify the Services at any
							time or for any reason without notice to you. You agree that we have no liability
							whatsoever for any loss, damage, or inconvenience caused by your inability to access
							or use the Services during any downtime or discontinuance of the Services. Nothing in
							these Legal Terms will be construed to obligate us to maintain and support the
							Services or to supply any corrections, updates, or releases in connection therewith.
					13. GOVERNING LAW
					These Legal Terms shall be governed by and defined following the laws of Canada  . MostlyToday  and yourself irrevocably
							consent that the courts of
							Canada  
							shall have exclusive jurisdiction to resolve any dispute which may arise in connection
							with these Legal Terms.
					14. DISPUTE RESOLUTION
					Informal Negotiations
					To expedite resolution and control the cost of any dispute, controversy, or claim
							related to these Legal Terms (each a  "Dispute" and
							collectively, the "Disputes" ) brought by
							either you or us (individually, a  "Party" and
							collectively, the "Parties" ), the Parties
							agree to first attempt to negotiate any Dispute (except those Disputes expressly
							provided below) informally for at least thirty (30)  days before
							initiating arbitration. Such informal negotiations commence upon written notice from one
							Party to the other Party.
					Binding Arbitration
					Any dispute arising out of or in connection with these Legal Terms, including any
						question regarding its existence, validity, or termination, shall be referred to and
						finally resolved by the International Commercial Arbitration Court under the European
						Arbitration Chamber (Belgium, Brussels, Avenue Louise, 146) according to the Rules of
						this ICAC, which, as a result of referring to it, is considered as the part of this
						clause. The number of arbitrators shall be three (3) . The
						seat, or legal place, or arbitration shall be Vancouver , Canada  . The language of the proceedings shall be
						English . The governing law of these Legal Terms shall be
						substantive law of Canada  .
					Restrictions
					The Parties agree that any arbitration shall be limited to the Dispute between the
						Parties individually. To the full extent permitted by law, (a) no arbitration shall be
						joined with any other proceeding; (b) there is no right or authority for any Dispute to
						be arbitrated on a class-action basis or to  utilize  class action procedures; and (c) there is no right or authority for any Dispute to be
						brought in a purported representative capacity on behalf of the general public or any other
						persons.
					
					15. CORRECTIONS
					There may be information on the Services that contains typographical errors,
						inaccuracies, or omissions, including descriptions, pricing, availability, and various
						other information. We reserve the right to correct any errors, inaccuracies, or
						omissions and to change or update the information on the Services at any time, without
						prior notice.
					
					16. DISCLAIMER
					THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE
							OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE
							DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR
							USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY,
							FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR
							REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES' CONTENT OR THE
							CONTENT OF ANY WEBSITES OR MOBILE APPLICATIONS LINKED TO THE SERVICES AND WE WILL
							ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF
							CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE
							WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SERVICES, (3) ANY  UNAUTHORIZED  ACCESS TO OR USE OF OUR
							SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION
							STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE
							SERVICES, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED
							TO OR THROUGH THE SERVICES BY ANY THIRD PARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN
							ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT
							OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE
							SERVICES. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY
							PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICES, ANY
							HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR
							OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR
							MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR
							SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY
							ENVIRONMENT, YOU SHOULD USE YOUR BEST  JUDGMENT  AND EXERCISE CAUTION WHERE APPROPRIATE.
					17. LIMITATIONS OF LIABILITY
					IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY
								THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL,
								OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER
								DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE
								POSSIBILITY OF SUCH DAMAGES.
							NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO
											YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT
											ALL TIMES BE LIMITED TO THE LESSER OF THE AMOUNT PAID, IF ANY, BY YOU TO US 
															DURING THE six (6)  MONTH PERIOD PRIOR TO ANY CAUSE OF ACTION ARISING   OR
														$1.00 USD  .   CERTAIN US STATE LAWS AND INTERNATIONAL LAWS DO NOT ALLOW LIMITATIONS ON
												IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF
												THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS
												MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS. 
					18. INDEMNIFICATION
					You agree to defend, indemnify, and hold us harmless, including our subsidiaries,
							affiliates, and all of our respective officers, agents, partners, and employees, from
							and against any loss, damage, liability, claim, or demand, including reasonable
							attorneys’ fees and expenses, made by any third party due to or arising out of:  (1) use of the Services; (2) breach of these Legal Terms; (3) any
								breach of your representations and warranties set forth in these Legal Terms; (4) your violation of the rights of a third party, including but not limited to
								intellectual property rights; or (5) any
								overt harmful act toward any other user of the Services with whom you connected via
								the Services. Notwithstanding the foregoing, we reserve the right, at your expense,
								to assume the exclusive  defense 
								and control of any matter for which you are required to indemnify us, and you agree to
								cooperate, at your expense, with our  defense  of such claims. We will use reasonable efforts to notify you of any such claim, action,
								or proceeding which is subject to this indemnification upon becoming aware of it.
					19. USER DATA
					We will maintain certain data that you transmit to the Services for the purpose of
							managing the performance of the Services, as well as data relating to your use of the
							Services. Although we perform regular routine backups of data, you are solely
							responsible for all data that you transmit or that relates to any activity you have
							undertaken using the Services. You agree that we shall have no liability to you for
							any loss or corruption of any such data, and you hereby waive any right of action
							against us arising from any such loss or corruption of such data.
					20. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES
					Visiting the Services, sending us emails, and completing online forms constitute
							electronic communications. You consent to receive electronic communications, and you
							agree that all agreements, notices, disclosures, and other communications we provide
							to you electronically, via email and on the Services, satisfy any legal requirement
							that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC
							SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF
							NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE
							SERVICES. You hereby waive any rights or requirements under any statutes, regulations,
							rules, ordinances, or other laws in any jurisdiction which require an original
							signature or delivery or retention of non-electronic records, or to payments or the
							granting of credits by any means other than electronic means.
					21. CALIFORNIA USERS AND RESIDENTS
					If any complaint with us is not satisfactorily resolved, you can contact the
							Complaint Assistance Unit of the Division of Consumer Services of the California
							Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112,
							Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.
					22. MISCELLANEOUS
					These Legal Terms and any policies or operating rules posted by us on the Services or
							in respect to the Services constitute the entire agreement and understanding between
							you and us. Our failure to exercise or enforce any right or provision of these Legal
							Terms shall not operate as a waiver of such right or provision. These Legal Terms
							operate to the fullest extent permissible by law. We may assign any or all of our
							rights and obligations to others at any time. We shall not be responsible or liable
							for any loss, damage, delay, or failure to act caused by any cause beyond our
							reasonable control. If any provision or part of a provision of these Legal Terms is
							determined to be unlawful, void, or unenforceable, that provision or part of the
							provision is deemed severable from these Legal Terms and does not affect the validity
							and enforceability of any remaining provisions. There is no joint venture,
							partnership, employment or agency relationship created between you and us as a result
							of these Legal Terms or use of the Services. You agree that these Legal Terms will not
							be construed against us by virtue of having drafted them. You hereby waive any and all  defenses  you may have based on the electronic
							form of these Legal Terms and the lack of signing by the parties hereto to execute these
							Legal Terms.
					23. CONTACT US
					In order to resolve a complaint regarding the Services or to receive further
							information regarding use of the Services, please contact us at: